Post by rabiakhatun on Nov 7, 2024 3:54:49 GMT
Will the insurance payments offered by the Supreme Court help compensate for the damage caused by the leak of personal data?
The All-Russian Union of Insurers (VUS) is developing an insurance product that compensates for moral damage from leaks of personal information of citizens. The amount of payments will depend on the category of data and will be from 1 thousand to 5 thousand rubles. It is content writing service unlikely that such amounts will console the victims and, in general, the proposed compensation mechanism does not take into account the actual damage, experts believe. Is it possible to standardize the amount of insurance payments and should it be introduced along with turnover fines - in the material RSpectr .
Personal data operators must bear financial responsibility for the leakage of personal data (PD), said Vladimir Novikov, Deputy General Director and Risk Director of Sberbank Insurance (part of the All-Russian Union of Insurers), at the forum “ITSEC 2024: Information and Cybersecurity of Russia”.
According to him, there are three mechanisms for possible compensation for the loss of this type of information: a bank guarantee, the availability of personal funds, and insurance for moral damage.
Within the framework of the third point, the VSS is working on creating a standard product for the new type of liability. In it
the "digitization" of the cost of personal data that leaked will be included
Thus, it is proposed to divide PD into three categories: simple, special (for example, medical) and biometric. "Moral damage" in case of information leakage is a fixed payment depending on their category: 1 thousand rubles - for simple data; 2 thousand rubles - for special and 5 thousand rubles - for biometrics.
Vladimir Novikov, Sberbank Insurance Insurance Company:
- Since none of the experts undertake to estimate the cost of such leaks, we suggest starting with at least some figures. A similar situation existed with the OSAGO policy 20 years ago - none of the insurers then understood what the amount of payments for road accidents should be.
In November of this year, the second hearings are planned at the Federation Council, where members of the BBC are going to formulate the mechanisms of the new insurance more clearly, the expert said.
The press service of Roskomnadzor told RSpectr that
the said concept was not submitted to Roskomnadzor
According to the law on personal data, compensation for moral damage in the event of a violation of the rights of a citizen as a subject of personal data is determined by the court, the department clarified.
The All-Russian Union of Insurers (VUS) is developing an insurance product that compensates for moral damage from leaks of personal information of citizens. The amount of payments will depend on the category of data and will be from 1 thousand to 5 thousand rubles. It is content writing service unlikely that such amounts will console the victims and, in general, the proposed compensation mechanism does not take into account the actual damage, experts believe. Is it possible to standardize the amount of insurance payments and should it be introduced along with turnover fines - in the material RSpectr .
Personal data operators must bear financial responsibility for the leakage of personal data (PD), said Vladimir Novikov, Deputy General Director and Risk Director of Sberbank Insurance (part of the All-Russian Union of Insurers), at the forum “ITSEC 2024: Information and Cybersecurity of Russia”.
According to him, there are three mechanisms for possible compensation for the loss of this type of information: a bank guarantee, the availability of personal funds, and insurance for moral damage.
Within the framework of the third point, the VSS is working on creating a standard product for the new type of liability. In it
the "digitization" of the cost of personal data that leaked will be included
Thus, it is proposed to divide PD into three categories: simple, special (for example, medical) and biometric. "Moral damage" in case of information leakage is a fixed payment depending on their category: 1 thousand rubles - for simple data; 2 thousand rubles - for special and 5 thousand rubles - for biometrics.
Vladimir Novikov, Sberbank Insurance Insurance Company:
- Since none of the experts undertake to estimate the cost of such leaks, we suggest starting with at least some figures. A similar situation existed with the OSAGO policy 20 years ago - none of the insurers then understood what the amount of payments for road accidents should be.
In November of this year, the second hearings are planned at the Federation Council, where members of the BBC are going to formulate the mechanisms of the new insurance more clearly, the expert said.
The press service of Roskomnadzor told RSpectr that
the said concept was not submitted to Roskomnadzor
According to the law on personal data, compensation for moral damage in the event of a violation of the rights of a citizen as a subject of personal data is determined by the court, the department clarified.